Joint Report: Ensuring Beneficiary Health and Safety in Group Homes Through State Implementation of Comprehensive Compliance Oversight Model Practices to help states strengthen systems as part of efforts to ensure that group homes are safe and healthy …
National Independent Study of the Administration on Developmental Disabilities Programs The Administration on Developmental Disabilities (now the Administration on Intellectual and Developmental Disabilities) sponsored a study of three state Developmental …
Reverse Mortgages A reverse mortgage is a special type of home equity loan that allows you to receive cash against the value of your home without selling it. For most reverse mortgages: You can choose to receive a lump-sum payment, a monthly payment, or a …
Basic Needs Understanding Long-Term Care In the year 2000, almost 10 million people needed some form of long-term care in the United States. Of this population, 3.6 million (37%) were under age 65 and 6 million (63%) were over age 65 (Roger & Komisar, …
Planning for Dementia Alzheimer's Disease and related Dementias In general, planning for long-term care is like planning for dementias like Alzheimer's disease . While many of the same planning steps apply, certain steps take on added importance. The loss …
Coverage Limits Chart The below chart shows the most common types of insurance and the very limited long-term care coverage they provide. Coverage Limits of Long-term Care Offered by Health Insurance Public Private Long-term care Service Medicare Medigap …
Medicaid Eligibility To be eligible for Medicaid , you must meet the requirements for an eligibility group that your state covers under its Medicaid program. We can define an "eligibility group" as people who have certain common characteristics, such as …
Medicaid Estate Recovery If you receive Medicaid coverage for long-term care services , federal law requires states to recover the amount Medicaid spent on your behalf from your estate after you die . Your state's probate law generally defines what an …
Who Will Provide Your Care? Long-term care services and support typically come from: An unpaid caregiver who may be a family member or friend A nurse, home health or home care aide, and/or therapist who comes to the home Adult day services in the area A …
Medicare What is Medicare and what does it cover? Medicare pays for health care for: People age 65 years and older People under age 65 with receiving Social Security Disability benefits People of all ages diagnosed with Amyotrophic Lateral Sclerosis (ALS …
