Continuing Care Retirement Communities A continuing care retirement community (CCRC) is a community living arrangement, typically on a single campus, that provides housing, health care, and social services . CCRCs offer different levels of services …
Other State Programs Many states have programs to pay for home and community-based long-term care services for older adults, generally 60 and older, and their families. States often draw on funds from county, state and federal sources such as the Older …
What is Long-Term Care? Long-term care is a range of services and supports you may need to meet your personal care needs. Most long-term care is not medical care, but rather assistance with the basic personal tasks of everyday life, sometimes called …
Living in a Facility Housing with Services If it becomes necessary, several types of housing come with support services. Primarily, these are: Public Housing for low-to-moderate income elderly and persons with disabilities. Typically assistance with …
Medicaid Long-term Care Services Medicaid covers nursing home services for all eligible people age 21 and older. Medicaid also covers home and community-based services for people who would need to be in a nursing home if they did not receive the home care …
Assisted Living Assisted Living facilities come in many forms and variations. In 2011, there were 6,921 professionally managed assisted living facilities in the United States. In general, they provide room and board, social and recreational activities, …
Glossary Accelerated Death Benefit A life insurance policy feature that lets you use some of the policy's death benefit prior to death. Activities of Daily Living (ADLs) Basic actions that independently functioning individuals perform on a daily basis: …
Medicaid Estate Recovery If you receive Medicaid coverage for long-term care services , federal law requires states to recover the amount Medicaid spent on your behalf from your estate after you die . Your state's probate law generally defines what an …
Where Can You Receive Care? Most long-term care is provided at home. Other kinds of long-term care services and supports are provided by community service organizations and in long-term care facilities. Examples of home care services include: An unpaid …
Receiving Long-Term Care Insurance Benefits In order to receive benefits from your long-term care insurance policy you meet two criteria: the Benefit Trigger and the Elimination Period . Benefit triggers are the criteria that an insurance company will use …
